Buying tool

All-in gold premium calculator

Measure the amount that actually leaves your account and the spot-price increase required to recover acquisition and resale spreads.

Spot price per troy oz

Product weight (g)

Purity (%)

Listed price per item

Quantity

Shipping & insurance total

Payment fee total

Tax total

Rewards/cashback total

Expected resale payout (% of spot)

Compare all-in percentages

A smaller product can look cheaper in cash terms while carrying a higher percentage premium. Include shipping, card charges and non-recoverable tax, then subtract genuine rewards. The resale assumption matters because dealers often sell above spot and buy below it.